SimpleMoneyTools vs. "traditional" MLM

• 20% commission paid on all Personally-referred Active Subscribers (PAS) on your 1st Level
• 3.3% commission paid on subscribers in levels 2-7 based on per level PAS requirements (see the Affiliates⁺ program - Commission Schedule)
• "Roll-up" or "dynamic compression":  Commissions roll up to the next qualified Affiliate.

MLM:  The compensation plans of many MLM companies are pages and pages of levels/ranks, bonuses, pools, qualifications, requirements and restrictions.  A 30+ page compensation plan document is not unusual.

Many compensation plans have 6 or more elements that reward in different ways for different actions such as; sales volume, leadership, and rank advancement.

MLM:  The compensation plans of many MLM companies show ranks or levels of achievement that are usually based on personal or group sales/purchase amounts.  Actual commission amounts can vary due to downline structure and bonus qualifications.  The requirements for earning and maintaining the rank can also be dependent on a variety of factors other than just sales.  Maintaining a rank is often important for earning extra bonuses or commissions from the upper levels of the compensation plan.

SMT:  The SMT Affiliates⁺ program is a simple "uni-level" structure.  You are paid 20% of the purchase price (not a diluted "volume" number) for subscribers on your first level (those you've personally referred).  The main requirement is also focused on this first level - referring subscribers.  Access to commission on levels 2-7 is based on referring subscribers.

So, the best method to grow your business is to simply refer subscribers - ie. SELL the service!

The only training you'd need to do with your team/downline is to tell them to do the same.  If all of the affiliates in your downline are also focused on referring subscribers, you will have a profitable downline.

You don't need to worry so much about how to structure your downline, where to "place people" (you can't), or which people to focus on or "mentor".  Simply teach everyone to do as you are doing - recommending a great suite of financial tools.

MLM:  The way to build your downline structure can be greatly influenced by the compensation plan.  Often the plan will recommend or necessitate that you to build in a particular manner in order to maximize the commission and bonuses.  So grab that 30 page comp plan manual, digest it, analyze it, memorize it, and hope your upline can answer your questions.

Most traditional MLMs have a compensation plan that encourages you to grow into a leadership role and to mentor your downline.  Bonuses such as "generation bonuses" and "downline rank bonuses" are designed to encourage you to work directly with your downline in growing their business - and thus yours.  Also downline rank requirements or leg volume requirements encourage you to grow certain areas of your downline in order to earn commissions / bonuses related to those parts of the compensation plan.

SMT:  Although you'll probably never hear of a SimpleMoneyTools national or world-wide convention, and maybe not even a regional or local "opportunity meeting", we encourage affiliates to share ideas and experiences with both their upline and downline.

This is done through system messages that can be sent up or down the line without exposure of email addresses or phone numbers.  Affiliates are free to trade their personal contact information how and when they desire.

MLM:  Most traditional, and especially the larger MLMs will have national, even world-wide conventions, as well as regional and local "opportunity meetings".  These provide and excellent way to meet other people and exchange ideas.

Upline and downline are usually encouraged to work together to train and support new and experienced distributors.  Training is especially essential when the product is complex or requires a lot of specialized knowledge to either sell or consume.